Archive for September, 2012

Houston: 51% cheaper to buy than Rent

Here is another report from Trulia which was released this month taking the summer 2012 real estate market condition. This report is great for people who are in sidelines waiting for the market to turn around and still thinking whether to Rent or Buy. The cool thing about this report and infographics associated is that […]

About Vijaianand Thirnageswaram

I am a Proud Realtor of Texas, trying to guide and help clients to find their dream home and educate them to buy them for right price. I am also a Candidate for CFP who has more financial knowledge which allows me share and educate clients in any financial decision making process.

Home Buyers: How credit inquiries affect your FICO score while shopping for good rates?

Many new home buyers are worried about their credit score during their loan shopping. By default I get a question from them, whether my credit score will get hit every time I get pre-approval from a lender. My simple answer, if its within 30days it will all be counted as one inquiry but after 30 […]

About Vijaianand Thirnageswaram

I am a Proud Realtor of Texas, trying to guide and help clients to find their dream home and educate them to buy them for right price. I am also a Candidate for CFP who has more financial knowledge which allows me share and educate clients in any financial decision making process.

Inspiring Story from a 14 year old landlord – Check it out

I came across this video from a co-blogger post(mymoneyblog.com) which is part of Ellen’s show and I immediately wanted to share with you all. I have seen many clients who has money and wanted to invest in real estate but just hesitant about it. They keep looking at houses but never have the courage to […]

About Vijaianand Thirnageswaram

I am a Proud Realtor of Texas, trying to guide and help clients to find their dream home and educate them to buy them for right price. I am also a Candidate for CFP who has more financial knowledge which allows me share and educate clients in any financial decision making process.

Must Know – Home Buyers & Sellers: Demystifying HUD-1 Final Settlement Statement – II

In the last part we looked at the HUD-1 statement Buyer section in detail. Similarly let’s look at Page-1 right side, Seller breakdown for Seller’s perspective: 1S – This section represents the amount which seller should receive from this transaction which are paid by the buyer. 1.1S – This section represents all credits to Seller […]

About Vijaianand Thirnageswaram

I am a Proud Realtor of Texas, trying to guide and help clients to find their dream home and educate them to buy them for right price. I am also a Candidate for CFP who has more financial knowledge which allows me share and educate clients in any financial decision making process.

Must Know – Home Buyers & Sellers: Demystifying HUD-1 Final Settlement Statement – I – Buyers Section

Any Home transaction will never be complete without HUD-1 Final Settlement Statement whether you are buyer or seller especially if lender is involved. The HUD-1 is required under Section 4 of RESPA and Regulation X of the Department of Housing and Urban Development (24 CFR part 3500). The HUD-1 is to be used as a […]

About Vijaianand Thirnageswaram

I am a Proud Realtor of Texas, trying to guide and help clients to find their dream home and educate them to buy them for right price. I am also a Candidate for CFP who has more financial knowledge which allows me share and educate clients in any financial decision making process.