Must-Know | Om Realty Group – Flat Fee Brokerage – Buyer Rebate back – Investors Rebate Packages – Houston Flat rate Property Management

Om Realty Group – Flat Fee Brokerage – Buyer Rebate back – Investors Rebate Packages – Houston Flat rate Property Management – Flat Commission on new homes

Archive for the ‘Must-Know’ Category

Must Know – Home Buyers & Sellers: Demystifying HUD-1 Final Settlement Statement – II

Posted by houstonvijai on September 7th, 2012

In the last part we looked at the HUD-1 statement Buyer section in detail. Similarly let’s look at Page-1 right side, Seller breakdown for Seller’s perspective: 1S – This section represents the amount which seller should receive from this transaction which are paid by the buyer. 1.1S – This section represents all credits to Seller […]

About Vijaianand Thirnageswaram

I am a Proud Realtor of Texas, trying to guide and help clients to find their dream home and educate them to buy them for right price. I am also a Candidate for CFP who has more financial knowledge which allows me share and educate clients in any financial decision making process.

Posted in Buyers, Must-Know, sellers

Tags: final statement, HUD-1 statement, settlement statement explained

No Comments »

Must Know – Home Buyers & Sellers: Demystifying HUD-1 Final Settlement Statement – I – Buyers Section

Posted by houstonvijai on September 1st, 2012

Any Home transaction will never be complete without HUD-1 Final Settlement Statement whether you are buyer or seller especially if lender is involved. The HUD-1 is required under Section 4 of RESPA and Regulation X of the Department of Housing and Urban Development (24 CFR part 3500). The HUD-1 is to be used as a […]

About Vijaianand Thirnageswaram

I am a Proud Realtor of Texas, trying to guide and help clients to find their dream home and educate them to buy them for right price. I am also a Candidate for CFP who has more financial knowledge which allows me share and educate clients in any financial decision making process.

Posted in Buyers, Must-Know

Tags: final statement, HUD-1 statement, settlement statement explained

1 Comment »

Must Know: Home Buyers & Investors – Home/Hazard Insurance Policy – How much should I get?

Posted by houstonvijai on August 3rd, 2012

Home Insurance is an important item in a home purchasing process but only given less important compared to others. If you are financing your home using a lender, lender needs a home insurance rider with replacement coverage as part of the closing document. Otherwise lender won’t allow you close on your home. That’s standard requirement […]

About Vijaianand Thirnageswaram

I am a Proud Realtor of Texas, trying to guide and help clients to find their dream home and educate them to buy them for right price. I am also a Candidate for CFP who has more financial knowledge which allows me share and educate clients in any financial decision making process.

Posted in Buyers, Investors, Must-Know, Tips

Tags: actual cash value, home insurance, replacement cost

No Comments »

Home Buyers & Investors-Must Know-When buying Foreclosures?

Posted by houstonvijai on June 1st, 2012

Around the nation almost every neighborhood is infected with atleast one or two foreclosure homes bringing down the property values of the whole community. Not many good neighborhood are spared. Thanks to the Subprime crisis and fancy mortgage lending. Foreclosure homes were all over the place but the numbers have dropped dramatically according to the […]

About Vijaianand Thirnageswaram

I am a Proud Realtor of Texas, trying to guide and help clients to find their dream home and educate them to buy them for right price. I am also a Candidate for CFP who has more financial knowledge which allows me share and educate clients in any financial decision making process.

Posted in Buyers, Investors, Must-Know

Tags: foreclosure properties

No Comments »

A Picture Speaks Thousand Words – Home Buying Process Chart – High level view

Posted by houstonvijai on May 25th, 2012

Many perspective home buyers keep postponing their decision to buy their home not just because the market is not good or time is not right. It is mainly because they are afraid of the process. Many buyers think that the Home buying process is very intimidating and frustrating with lots of bells and whistles in every step […]

About Vijaianand Thirnageswaram

I am a Proud Realtor of Texas, trying to guide and help clients to find their dream home and educate them to buy them for right price. I am also a Candidate for CFP who has more financial knowledge which allows me share and educate clients in any financial decision making process.