Archive for the ‘Investors’ Category

Must Know: Home Buyers & Investors – Home/Hazard Insurance Policy – How much should I get?

Home Insurance is an important item in a home purchasing process but only given less important compared to others. If you are financing your home using a lender, lender needs a home insurance rider with replacement coverage as part of the closing document. Otherwise lender won’t allow you close on your home. That’s standard requirement […]

About Vijaianand Thirnageswaram

I am a Proud Realtor of Texas, trying to guide and help clients to find their dream home and educate them to buy them for right price. I am also a Candidate for CFP who has more financial knowledge which allows me share and educate clients in any financial decision making process.

Home Buyers & Investors-Must Know-When buying Foreclosures?

Around the nation almost every neighborhood is infected with atleast one or two foreclosure homes bringing down the property values of the whole community. Not many good neighborhood are spared. Thanks to the Subprime crisis and fancy mortgage lending. Foreclosure homes were all over the place but the numbers have dropped dramatically according to the […]

About Vijaianand Thirnageswaram

I am a Proud Realtor of Texas, trying to guide and help clients to find their dream home and educate them to buy them for right price. I am also a Candidate for CFP who has more financial knowledge which allows me share and educate clients in any financial decision making process.

Is a Home Inspection really necessary?

I get asked these type of questions related to Inspection especially when comes to buying new homes. I always tell my clients that Inspection is an integral part of home buying process. If you hesitate to spend just few hundred dollars, you might end up losing more than you expect in short and long run […]

About Vijaianand Thirnageswaram

I am a Proud Realtor of Texas, trying to guide and help clients to find their dream home and educate them to buy them for right price. I am also a Candidate for CFP who has more financial knowledge which allows me share and educate clients in any financial decision making process.

Investors-Must Know: What are Hard money loans?

As many of you aware, there are conventional loan mortgages which are commonly used to buy a home. It needs 20-25% down payment and the home should meet certain terms and condition. One important criteria for the mortgage to be approved is home has to be in livable condition. That means A/c, Heat and Plumbing […]

About Vijaianand Thirnageswaram

I am a Proud Realtor of Texas, trying to guide and help clients to find their dream home and educate them to buy them for right price. I am also a Candidate for CFP who has more financial knowledge which allows me share and educate clients in any financial decision making process.

Common Tax breaks for Homeowners & Buyers and their Misconceptions

You might wonder, why am I talking about Taxes in January? There are couple of reasons, one to get you thinking about future taxes and plan accordingly if you are planning to buy a home this year. Other one is to get you all ready to file last year returns properly by educating about tax […]

About Vijaianand Thirnageswaram

I am a Proud Realtor of Texas, trying to guide and help clients to find their dream home and educate them to buy them for right price. I am also a Candidate for CFP who has more financial knowledge which allows me share and educate clients in any financial decision making process.