Archive for the ‘Finance’ Category

FICO Changes – Will it help you?

Credit score and reports are key part of home buying process. Without a good credit score, it’s hard to find a lender to finance your mortgage. With tight lender requirements, one is required to have good credit history and decent score to grab to stellar low interest rate. In order to get to that point, […]

About Vijaianand Thirnageswaram

I am a Proud Realtor of Texas, trying to guide and help clients to find their dream home and educate them to buy them for right price. I am also a Candidate for CFP who has more financial knowledge which allows me share and educate clients in any financial decision making process.

Must Know: Buyers – Which Mortgage is good choice 15 years or 30 years?

This may be a question to the Mortgage officer or lender who is trying to get your loan approved and processed. But I get this question a lot of times from my client. May be they just want to hear from me being such a financially knowledgeable and CFP candidate. And I don’t mind answer […]

About Vijaianand Thirnageswaram

I am a Proud Realtor of Texas, trying to guide and help clients to find their dream home and educate them to buy them for right price. I am also a Candidate for CFP who has more financial knowledge which allows me share and educate clients in any financial decision making process.

Must Know: Home Mortgage – How to decide between Builder’s lender and Outside lender?

For any home buyer, finding the right mortgage lender is a very important one and nailing down the lower rate with less fees is another key factors as well. If you are buying new home or building one, it gets bit complicated. These many builders associate their incentives depending on whether you are using their […]

About Vijaianand Thirnageswaram

I am a Proud Realtor of Texas, trying to guide and help clients to find their dream home and educate them to buy them for right price. I am also a Candidate for CFP who has more financial knowledge which allows me share and educate clients in any financial decision making process.

Are you working with a Smart Realtor?

“Treat people as if they were what they should be, and you help them become what they are capable of becoming.” – Johan von Goethe Is your Realtor treating you like the way you like to be treated? Let me tell you, there are Realtors, there are Top Realtors and finally there are Smart Realtors. […]

About Vijaianand Thirnageswaram

I am a Proud Realtor of Texas, trying to guide and help clients to find their dream home and educate them to buy them for right price. I am also a Candidate for CFP who has more financial knowledge which allows me share and educate clients in any financial decision making process.

Common Tax breaks for Homeowners & Buyers and their Misconceptions

You might wonder, why am I talking about Taxes in January? There are couple of reasons, one to get you thinking about future taxes and plan accordingly if you are planning to buy a home this year. Other one is to get you all ready to file last year returns properly by educating about tax […]

About Vijaianand Thirnageswaram

I am a Proud Realtor of Texas, trying to guide and help clients to find their dream home and educate them to buy them for right price. I am also a Candidate for CFP who has more financial knowledge which allows me share and educate clients in any financial decision making process.